Moneyhub closes its consumer app on 14 August 2026. All net worth tracking, account balances, and historical trend data will become unavailable. Export your data and migrate before the deadline.
What Moneyhub Offered
Moneyhub’s net worth tracker was one of its most popular features. It connected to bank accounts, savings accounts, ISAs, investments, credit cards, mortgages, and even allowed manual property values. The app aggregated everything into a single net worth figure and showed a historical chart so you could see your wealth growing (or shrinking) over time.
For many UK users, Moneyhub was the only place they could see their complete financial picture across multiple providers. Losing this visibility is the biggest pain point of the shutdown.
earmarkIQ’s Net Worth Tracking
earmarkIQ connects to 50+ UK banks via FCA-regulated Open Banking (through Finexer, FRN 925695) and automatically aggregates all your account balances. The net worth dashboard shows:
Total assets — Current accounts, savings accounts, ISAs, and investment accounts connected via Open Banking.
Total debts — Credit cards, overdrafts, and loan balances.
Net worth figure — Assets minus debts, updated daily.
Trend chart — Historical net worth plotted over weeks, months, and years.
Unlike Moneyhub, earmarkIQ’s Ask IQ advisor can analyse your net worth trend and explain why it changed — linking movements to specific transactions, salary payments, or spending spikes. Ask “Why did my net worth drop last month?” and get a data-backed answer.
Feature Comparison
| Feature | Moneyhub | earmarkIQ |
|---|---|---|
| Multi-bank account aggregation | ✓ | ✓ |
| Total net worth figure | ✓ | ✓ |
| Assets & debts breakdown | ✓ | ✓ |
| Historical trend chart | ✓ | ✓ |
| Manual property valuation | ✓ | ✗ (planned) |
| Investment account balances | ✓ | ✓ |
| Pension pot aggregation | ✓ | ✗ |
| AI-powered net worth insights | ✗ | ✓ |
| Ask “Why did my net worth change?” | ✗ | ✓ |
| Partner/household net worth | ✗ | ✓ |
| Goal tracking linked to net worth | ✗ | ✓ |
| Available after Aug 2026 | ✗ Shutting down | ✓ |
Moneyhub allowed manual property values and pension pot aggregation. earmarkIQ currently tracks bank-connected accounts via Open Banking. Manual property valuation is on the roadmap. For pension optimisation, see our pension tracker alternative page and the salary sacrifice calculator.
Migration Guide: 3 Simple Steps
Screenshot or export your Moneyhub net worth
Before 14 August 2026, take a screenshot of your current net worth and trend chart, or export your transaction history. This gives you a baseline to compare against.
Connect all your banks to earmarkIQ
Sign up for earmarkIQ and connect every bank account, savings account, and credit card you had in Moneyhub. earmarkIQ supports 50+ UK banks through Finexer (FCA-regulated).
View your net worth dashboard
earmarkIQ immediately calculates your net worth from connected accounts. The trend chart begins building from your connection date, giving you continuity from where Moneyhub left off.
About earmarkIQ
earmarkIQ is a UK personal finance app launching on iOS in May 2026. It is an FCA Appointed Representative of Finexer Ltd (FRN 925695) and ICO registered (CSN2001882). earmarkIQ provides Open Banking account aggregation across 50+ UK banks, AI-powered salary allocation, net worth tracking, goal tracking, and a financial product marketplace. Website: earmarkiq.app
See your complete financial picture
earmarkIQ aggregates all your UK bank accounts into a single net worth dashboard — with AI insights that tell you why your wealth is changing.
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