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UK Profession Budgeting Guides (2026/27)

See your exact take-home pay after pension contributions, tax, and NI for your profession. Each guide includes a ready-made 50/30/20 budget and house deposit timeline.

NHS Nurse (Band 5)
Take-home: £2,173.89/mo on £33,226
Pension: 5.1% · Save £434.78/mo
NHS Nurse (Band 6)
Take-home: £2,583.98/mo on £41,150
Pension: 6.5% · Save £516.80/mo
NHS Nurse (Band 7)
Take-home: £2,988.26/mo on £49,479
Pension: 8.3% · Save £597.65/mo
Junior Doctor
Take-home: £3,039.07/mo on £51,262
Pension: 9.8% · Save £607.81/mo
Teacher
Take-home: £2,114.63/mo on £33,075
Pension: 7.4% · Save £422.93/mo
IT/Tech Contractor
Take-home: £4,263.12/mo on £70,000
No employer pension · Save £852.62/mo
Freelancer
Take-home: £3,032.40/mo on £45,000
No employer pension · Save £606.48/mo
Solicitor
Take-home: £3,400.62/mo on £55,000
Pension: 5% · Save £680.12/mo
Civil Servant
Take-home: £2,097.03/mo on £32,000
Pension: 5.45% · Save £419.41/mo
Police Officer
Take-home: £2,277.91/mo on £38,382
Pension: 12.44% · Save £455.58/mo
Firefighter
Take-home: £1,972.47/mo on £32,500
Pension: 12.5% · Save £394.49/mo

Also explore: Salary Budgeting Guides · Blog · How to Budget Your Salary UK