Personal finance guides for UK professionals
The Iran conflict is driving UK inflation back toward 5%, energy bills up £300+ from July, and mortgage rates higher. Here’s what it means for your budget — and how to protect it with practical steps you can take now.
Read article →Shared goals, split bills, combined spending view — all without needing a joint bank account. A complete guide to earmarkIQ’s Partner Finance mode for couples who want transparency without losing financial independence.
Read article →We tested every major UK budgeting app so you don’t have to. earmarkIQ, Emma, Snoop, Plum, Monzo and more — with honest pros, cons, and a clear recommendation for every type of user. Includes the best Moneyhub alternative.
Read article →Moneyhub closes 14 August 2026. This guide covers what made Moneyhub good, what to look for in a replacement, and why earmarkIQ — with Open Banking, AI advisor, net worth tracking, tax tools and a full marketplace — is the best alternative. Includes how to export your data and switch.
Read article →A detailed head-to-head on features, pricing, and AI capabilities. earmarkIQ matches Emma on spending categorisation and subscription tracking — and adds salary allocation, price creep detection, an AI advisor, and partner finance mode.
Read article →Searching for an Emma alternative? earmarkIQ matches Emma on spending and subscriptions — and adds a real AI advisor, payment initiation to move money, capital gains tracking, tax tools, and a full financial marketplace. FCA regulated. Free.
Read article →The average UK household wastes £528/year on forgotten or price-crept subscriptions. Here’s how to find every subscription you’re paying for, catch price increases automatically, and cut what you don’t use.
Read article →A practical guide to salary budgeting for UK professionals. Covers the 50/30/20 rule, zero-based budgeting, and AI-powered allocation — with real take-home figures at £30k, £50k and £75k.
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