Free UK Financial Calculators & Tools
Tax calculators and financial planning tools for the 2026/27 UK tax year. Free, instant, no sign-up needed. Built by earmarkIQ.
All tools use official HMRC 2026/27 tax rates and thresholds. Results are calculated live in your browser — we don’t store any data you enter. For personalised financial guidance based on your actual spending, join the earmarkIQ waitlist.
Salary Sacrifice Calculator
Calculate exactly how much salary sacrifice saves you in tax and NI. Works for pensions, cycle to work, and EV car schemes.
NHS Pay Calculator
Calculate your NHS take-home pay after tax, NI, and pension. All AfC bands 2–9, spine points, London weighting, and part-time pro-rata.
Coming soon
Take-Home Pay Calculator Soon
Calculate your exact monthly take-home after tax, NI, student loan, and pension. All UK tax bands for 2026/27.
Emergency Fund Calculator Soon
Work out how much emergency fund you need based on your essential spending, income stability, and dependants.
Subscription Audit Tool Soon
Find out how much you spend on subscriptions per year and identify which ones to cancel for maximum savings.
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